Council tax summary warrant after repayments not coming off from ESA

[GingerFish]

A month or so ago I started to get ESA for health reasons and I also got a final reminder in for last years council tax. The bill came to around £300 odd and I couldn't afford to pay it all at once so called up the council and explained I am on ESA and was looking to set up a repayment plan. They said that was no problem and they would take £6 off my ESA every week. They said they would do it automatically and I wouldn't notice it was even gone.

So I thought it had been taken off each week and the money was going to the council and then today I got a letter through saying the council hasn't received anything from me and the sheriff has added 10% onto my bill and its now at £400 and it must be paid immediately or I risk either an earnings arrestment, an arrestment of my bank account or attachment. There was also a form to fill out asking for more of my bank details.

What's annoying is that I got this letter on a Saturday and they are shut at the weekend so I'm going to worrying about this all weekend. I used what I had left in my account from my last payment which was only £26 to pay some of it off so that's me totally skint until my next payment which is over a week away but in a panic, I didn't know what else to do.

What exactly is attachment? I can hazard a guess what the other two mean but I've never heard of that before.

If I call up or go into the office first thing on Monday morning, will I still be able to settle a repayment plan? Or will they actually expect it to be paid 100% in full? I can only do that if I take out a loan but I don't know if I would get that as I am a part time student and I've been turned down in the past.

I'm very worried.