EebyJeeby
19-05-06, 20:10
I have been off work since last October (except for a week at the beginning of Jan whereupon I was sent home by my manager as I was clearly not better). Doc had signed me off with anxiety/depression throughout all this period. I'd had severe panic attacks and the whole range of anxiety symptoms. Scariest time of my life and I'm not quite out of the woods yet. My sick pay ran out in mid Feb and an income protection insurance claim was made (through the company's policy). They have my medical records from the GP.
I found out today that my claim has been refused on the basis that:
1. They do not recognise anxiety as a medical condition
2. There is no clinical evidence to back up my claim
3. I won't take antidepressants since the first one I had made it all worse
4. I recently moved further away from work
I'm stunned and so upset and angry. I have been on SSP for 3 months now (which makes me about £1000s down on what I should have earned). I am no benefits as I am still employed by my company. Up sh*t creek, like I say...
The thing is that the company's private health insurers have obviously recognised the condition as they have authorised the treatment and validated my psychotherapist!
I surely have the right to state a preference on my treatment? I chose a talking therapy rather than a pharmaceutical one. I am being punished now.
I seem to have to do everything myself with this. I have spent so much time learning how to manage the condition. Now it seems like I shouldn't have bothered.
Or maybe the last 8 months of my life were just a horrible dream.
Anyone got any ideas on what to do next? I'm so tired of it all.
Eeb x
I found out today that my claim has been refused on the basis that:
1. They do not recognise anxiety as a medical condition
2. There is no clinical evidence to back up my claim
3. I won't take antidepressants since the first one I had made it all worse
4. I recently moved further away from work
I'm stunned and so upset and angry. I have been on SSP for 3 months now (which makes me about £1000s down on what I should have earned). I am no benefits as I am still employed by my company. Up sh*t creek, like I say...
The thing is that the company's private health insurers have obviously recognised the condition as they have authorised the treatment and validated my psychotherapist!
I surely have the right to state a preference on my treatment? I chose a talking therapy rather than a pharmaceutical one. I am being punished now.
I seem to have to do everything myself with this. I have spent so much time learning how to manage the condition. Now it seems like I shouldn't have bothered.
Or maybe the last 8 months of my life were just a horrible dream.
Anyone got any ideas on what to do next? I'm so tired of it all.
Eeb x