W.I.F.T.S.
10-08-06, 10:53
I guess that money must be a big stressor for a lot of people, I know that it's certainly had a lot to do with my problems. Every month for a long time we've run out of money after a couple of weeks and it's been really hard trying to eek money out, borrowing, being a bit devious.
Hopefully, we're starting to sort our problems out now. We've cut all our credit cards up, we're budgeting and putting money in envelopes for different things, I'm working more overtime..... I think we've discovered a good psychological trick- putting money in an envelope for a treat, if at the end of the month we don't need the money we can have the treat. That way it encourages us to spend less and we still get treats. A better idea than getting treats as soon as we get paid.
Ships in harbour are safe..but that's not what ships were built for.
Hopefully, we're starting to sort our problems out now. We've cut all our credit cards up, we're budgeting and putting money in envelopes for different things, I'm working more overtime..... I think we've discovered a good psychological trick- putting money in an envelope for a treat, if at the end of the month we don't need the money we can have the treat. That way it encourages us to spend less and we still get treats. A better idea than getting treats as soon as we get paid.
Ships in harbour are safe..but that's not what ships were built for.