Debt advice

[fishman65]

I'm not sure if this is the right section to post this. Anyway we are in contact with a solicitors that deal with debt repayments/bailiff collections etc. They were on the point of sending the heavies round. We have agreed to start paying off these debts at a set rate per month, it will be a struggle but we don't have much choice. The thing is that they keep asking us to fill in a budget form. Are we legally obliged to provide this info even though we've agreed to pay? Thank you.

[KK77]

Only if providing such info forms part of your repayment agreement. They should have asked for this info before agreeing monthly repayment with you TBH.

[fishman65]

Thank you KK77

[Catkins]

I can't remember which organisation my sister went through when her debt got too much, but she had a payment plan etc. The key was keeping them informed, and renegotiating if necessary. My mum and stepdad took the route of bankruptcy which was a big relief for them. Have you also checked if you are claiming all the benefits you can?