does HA make a difference to life insurance?

[roxy90]

I had my appointment today to set up my life insurance. I'm hoping it will help me with my HA as I will feel a little bit better knowing my daughter and the one on the way will have money for when they are older.

Anyway because of my anxiety it is going to the underwriters to have a look (laugh) at my medical records. She said it could make no difference, increase the premium or they could deny me.

Does anyone else have it and has it affected your premium? Thankyou

[Button1]

I have HA and there has been no difference to the premium on my life insurance. And believe me, my medical records are EXTENSIVE!!! You should be fine x

[roxy90]

Ah thankyou! I didnt think there would be, I have had lots of professional people tell me I'm healthy so hoping this will go in my favour :-)

[Darren1]

oh dear i never even thought it would be something to declare!

mine has secondary cancer written all over it!