I am terrified of being in debt
So, this is silly because I already owe my parents $20,000 in student loans, so I already AM in debt.
I paid off some bills today and had to, for the first time, move money around to do so. This is largely because I previously lived with a roommate but now live alone, and our electricity was in my name but we never paid the final bill so that extra $300 (because it was August and we used the A/C) got tacked onto my new electric bill this month. But of course now I'm terrified that I've mis-budgeted, that I can't afford to live/rent on my own, that it's all going to come crashing down.
I work two jobs, plus another that I'm trying to quit and replace with a different job (food delivery). Have looked into some freelance work as well so I can be working but be at home with my dog - he makes it hard to be away from the home working too much. Of course my boss at my main job just came up and told me about this awesome new technology that would make my life easier, but has me terrified that our university will invest in this and it will get even better and then they just won't need me anymore and I'll be let go.
Of course, I recognize that this isn't totally realistic, and anyway this isn't my forever job - I'm just working it because the benefits are good and it's paying for my grad school. But the idea of being broke is just so terrifying to me.
I've spent all afternoon reading up on financial stress and I don't know how helpful it is. Anyone have any advice?
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