Yeah Matt, we've got PetPlan. He's had ops from a pup so we've always kept it there just in case. Due to seeing a specialist we had to pay a 2nd excess of £75. But compared to a week in doggie hospital at about £150 a day, £310 for the specialist consult & treatment (had part of the flap over the eye sheared off and some new meds as well as the lens, the lens was to stop the ulcer bursting), 2 sets of drops, 3 courses of antibiotics including IV, a daily pain killer & anti inflammatory...you can imagine how much all that would have cost!