Yes, Thank you Lencoboy, you are quite right of course, I suppose as a 'very much' working class chap myself, my dad being a dock stevedore, my leaving school at 15 with no qualifications, my values have been very much based on the 1940's and 1950's. In 1960 one could buy a very nice new semi-detached home for £3,150. I suppose those thing you speak of would have gone straight over my head during those periods. I have been fortunate to have been in full time employment from the first working day after leaving school until reaching 65. But I must now say - Your messages and that of others have done the job, for I do actually feel somewhat more optimistic for those youngsters many of whom must be sitting exams these very weeks, they work dam hard and deserve their rewards. Nice to have had these conversations. Thank you.