Re: Hi, new member, needs a bit of advice
Hi Swifty
I can confirm that your medical history will not effect any mortage application though lenders may ask your HIV status and if you have had any HIV test in recent months prior to your application. In fact your medial conditions in general would only be needed for mortgage insurance protection if you choose to take it.
Heres an example of a mortgage application form, you will see it does not ask you for any medical information. Though mention of it is reffered to in the mortgage insurance protection section (which is optional anyway) - http://www.monbs.com/uploads/publications/503.pdf
Yes your condition may effect your insurance, but i can not see it doing so as it is not a highrisk (in lender and insurance terms) where as cancer would be. So your premiums should not really be effected by your conidion. Well i have anxiety too and have for 10 years on and off and its not effected mine.
As for employment, well it should not have any inpact on the decision on whether to employ you or not. If they did refuse you a job because of your condition, then you would have grounds to take them (employer/company) to the employment tribunal for disability discrimination as defined by the Equilty Act 2010 which includes mental health problems.
Heres some info about equilty act 2010 and what it covers, it doesn't specifically state Anxiety, but i does state depression etc. So anxiety is covered by it even though it doesnt include it in the information as an "example" of mental illness.
http://www.equalityhumanrights.com/u...disability.pdf
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